Part of this application requires you to upload supporting documents.

We recommend having the following ready:

• Proof of Identity

• Proof of residence

• A quote, invoice, or screenshot of the cost you need support with

• Proof of income

A recent payslip and

A Bank Statement (PDF copy of last 30 to 60 days)

• Details of your general expenses

• Supplier or service provider details (who the payment will go to)

• Any documents that help explain your situation

• Optional: a short note from someone who understands your circumstances

We’ve designed this application to ensure we remain ethical and responsible when lending money, while keeping your dignity at the centre of the process. The information you provide helps us make sure:

• the loan is the right support for your situation

• repayments are realistic and achievable

• we are acting as responsible, ethical lenders

• we don’t put you under financial pressure

• we can continue supporting others who need help too

Every question has a purpose.

Being open and honest helps us understand your situation clearly and make a timely, fair decision. We know asking for help isn’t always easy, we’re not here to judge. We simply want to understand what’s going on so we can support you safely.

Missing information or unclear answers may delay your application or result in it being unsuccessful.

This form must be completed in one sitting, as your answers will not be saved if you close or refresh the page. We recommend setting aside enough time to complete it comfortably.

This is a high‑trust, high‑respect process. We rely on your honesty, and we trust that the information you provide is truthful and accurate. Clear, honest answers help us understand your situation properly and ensure we don’t approve anything that could cause you stress or financial harm.

We can only continue offering this support because people honour their repayment plans and communicate openly with us. We’re here to help you, not add pressure.

A Trustee Will Review Your Application

A trustee of The Hodge Foundation will personally review your application. If we need clarification or additional information, we may contact you to ensure we fully understand your situation.

We Aim to Respond Quickly

We know many applications are time‑sensitive.

We aim to respond as soon as possible, and usually within 2 working days.

You Will Receive an Outcome Either Way

Possible outcomes include:

Approved

Your loan is approved as requested.

Approved With Conditions

Approved, but with adjustments — for example, a different repayment amount or a modified loan total.

Pre‑Approved

We agree in principle, but certain details still need to be confirmed.

Examples include:

• Bond costs when you are still searching for a rental

• Purchasing a vehicle when you haven’t yet found the right one

• Situations where timing or documentation is still in progress

Unsuccessful

We’re unable to approve the loan.

If this happens, we will explain why and, where possible, suggest alternative pathways or support.

You will receive a full Approval Pack, which includes:

• Approval confirmation

• Your loan agreement

• Your repayment schedule

• A direct debit authorisation form

You’ll have time to read everything carefully.

Once the agreement is signed and sent back, we can arrange payment.

It is our strong preference that payments are made directly to the supplier or service provider (e.g., mechanic, school, landlord, dentist).

This ensures the loan is used exactly as intended and helps protect both you and the foundation.

Providing these details in your application is essential to helping us process your loan as soon as possible